So, who really needs 1 month car insurance? This is a common question in FAQs that you will find in websites of car insurance agents. It is indeed a good value product that is customized for a specific market niche.

People that would need this 1 month car insurance policies would include:

Renting a car- Renting a car would often transfer the burden of any risks on the road to the driver. And the Car for Hire Company might only provide limited insurance cover. It would not make sense to purchase comprehensive year long car insurance. It usually comes customized. And you can pick add-on services to go with it.

Visiting other states shortly- Because of legal differences between states it is advisable that you buy short lived one month car insurance when traveling to a neighboring state. This is why getting a short 1 month car insurance policy is best when you are leaving your state for another driving a car. And insurance agents even have border posts where they sell such policies.

Borrowing a friend’s car- Where a friend has lent you a car, again it might not have a cover that meets your desires. Where this is necessary, 1 month car insurance might just be the right policy for you.

Those who want to take that short drive: you will actually need insurance cover to take that short drive between the place of purchase and the insurance company or even home. The 1 month car insurance also helps deal with that in-between period of you doing the documentation of your newly purchased car and processing your traditional insurance cover. This is because it doesn’t happen immediately but you must still need cover to drive so this policy sort of fills in the gap.

Those who are planning to sell their car soon: a short term insurance would serve you best if you want to sell a particular car. This is because the cost of the normal insurance being quite high should be borne by the person buying the car who is going to use it and not you.

Those who can’t afford the traditional car insurance: the total premium paid on a policy that covers the whole year is usually costlier than that paid to provide cover for just a month. A temporary cover can keep you going and buying at a fee you can afford.

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