A number of additional areas, which are not covered under any common car insurance policy, are covered under classic car insurance Northern Ireland policies. While a general car insurance policy would provide for the essential basics, this special policy provides for such dynamic features that include a buy back or a guaranteed salvage value for your damaged car. Such unusual features are offered only by a select few providers.

Apart from this, the policy holder gets a hefty introductory discount which in some cases exceeds 50% of premium costs. Some companies that offer classic car insurance Northern Ireland policies also offer a limited mileage discount. Under this discount, if your car runs only a few miles per year it is qualified to get discounts in addition to the insurance cover. In the event the car moves out of Northern Ireland to some other European destinations for a short duration, insurance cover remains valid for varying periods extending up to 90 days in specific cases. The top companies have their own car owners’ clubs and discounts are provided to the club members. This facility is provided to a classic car insurance Northern Ireland policy holder.

The idea of a classic car insurance for vintage and old cars originated about 25 years ago when car owners found that policies in those days were inadequate to cover their requirements. Vintage car owners were handed out normal car insurance policies with little regard to their vehicle types and usages. Nowadays, most vintage car owners prefer to keep their cars safely in their garage, instead of using them for day-to-day activities such as commuting to office. These old-world marvels are visible to the common man only during vintage car rallies, which are not organized as often as one would like. Classic car insurance Northern Ireland policies are the result of the efforts of the passionate vintage car patrons of Northern Ireland, who wanted a better insurance policy for their cars. With a view to build in long term customer relationships, some of the major insurance providers in Northern Ireland decided to offer these policies popularly known as classic car insurance Northern Ireland policies. These policies offer a number of exclusive options, like inexpensive quotes, and add-on privileges including club memberships, discounts, free courtesy car while your car is being repaired, and a guaranteed salvage value if you decide to relinquish your car.

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