Most vehicle insurance is still for one year in duration. However, to accommodate the growing trend for flexibility required by drivers today, insurance cover can now be secured for as little as one day.

Temporary vehicle insurance is usually defined as cover for one month or less. However, there are now a number of specialist insurance companies who offer flexible insurance for between one to six months.

To add to this, the popularity of pay as you go cover is available. This gives the option to switch insurance on and off for periods when they know it will not be required.

There are numerous situations where drivers may take out one day insurance. One is making sure you are adequately insured when using a friends auto. Securing an additional policy for this could protect a no claims bonus built up if no claim has been made for a while. This could therefore be an attractive option for more experienced drivers.

Temp insurance also allows cover to be provided for additional drivers sharing the driving on holidays and other longer journeys.

Providing temp insurance cover for a foreign visitor is a situation where short term cover may be required. As is requiring short term car insurance when buying a new motor and needing to take it home. Taking a test drive and needing cover for 24 hours can be another eventuality.

Several people who drive a van, don’t actually own one themselves. This can be where temporary van cover is necessary, when you are borrowing a van for a range of scenarios.

For riders that are planning a summer road trip, short term bike cover could be useful. This may prove economical if they will only be riding while they are away and usually drive their car when at home.

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