Your Kit car is unique to you,as you will have built up the car to your exact specifications, piece by piece. With this in mind you want to take out car cover aimed solely at your kit car, so you want to be looking at kit car cover. This type of car insurance can be found with a specialist insurance company and there are many features which should be taken into consideration and which you should check for in the policy.

One of the many features you could check for when looking for your insurance cover for your Kit car is if you would have salvage retention rights. While no one likes to think of the worst possible scenario it could happen and your valuable Kit car could be written off by the insurance company. Of course, the insurance provider pays on the policy, however there could be many valuable parts on the car and if these have not suffered damage they could be salvaged and used again. However, it is important to remember that salvage retention is down to the provider as if your vehicle is too badly damaged you may not be able to claim the wreck back. However, it is something that you might want to check out when looking into taking out a Kit car insurance policy

When taking out Kit car cover always check with the provider to find out if they offer agreed values. This means that you would have the car valued and then you insurance your vehicle for this sum of money. Due to the fact that you can tailor your car to your needs and you might be adding many parts onto the car this should be considered essential. You would also have to take into account that if you continue to add parts onto the car the value would go up and if you do not add these additions into your car cover you would lose out.

As it may take some considerable time to build up your Kit car you may wish to ensure that the parts are protected whilst in storage. The parts should be covered against damage and loss from leaving the factory premises to you receiving them. They should also be protected under the policy while they are stored in your garage. The frame of the Kit car and any parts already fitted should also be insured during the building process.

A typical insurance policy protects your car against such as damage, theft,and fire. You would need to check the small print of your Kit car cover to find this out exactly what your car was insured against. You may also wish to find out if your insurance policy protects your car when you are attending shows or rallies.Also bear in mind there may be some exclusions. If showing the car then you might want to check to see if the policy for your Kit car includes accidental damage to the car.

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